Risk Management is the identification, assessment and prioritization of risk and the methods used to reduce and manage such risks. Everyone utilizes a variety of levels of Risk Management in their daily lives. From an individual taking out a life insurance policy on a...
No matter what type of homeowners insurance policy you buy, there will always be perils the policy will NOT cover or exclude. It is important to understand these exclusions so you can make a decision on what additional insurance you will need to purchase for your real...
Do you have valuable stuff? There is a giant misconception for most policy owners that ALL of their personal property is insured under their homeowners, renters, condo or dwelling policies. Almost all of your personal property is insured under your homeowners policy,...
Anyone who owns a condo or townhome should be aware that their personal possessions, personal liability and upgrades to the unit may not be covered under the Condominium Master Insurance Policy and therefore they will need to take out their own Condominium Unit Owners...
